Leo T. Ly | Money Coach | Personal Finance Blogger

Hi! I am Leo T. Ly and welcome to my humble personal finance blog. In this blog, you’ll find two main personal finance themes that I enjoy sharing my personal thoughts and experience on. The first theme is how to achieve financial independence with five simple steps: plan early, work diligently, save consistently, spend responsibly and invest wisely. The second theme is how to increase your knowledge in the real estate market to either increase or protect your wealth.
 
Here’s my elevator pitch to help your with your money management needs. I am an experienced money coach, personal finance blogger/enthusiast and a Realtor living in Markham, Ontario, Canada. I built a net worth of a million dollars over a ten year period. I did it by being a disciplined saver, taking advantage of income tax rules and borrowing money to invest rather than for consumption. I am often excited to take advantage of free money from employers and governments in addition to building more passive income sources. After accumulating my first million dollars, I am now embarking on a second journey towards achieving financial independence. On this journey, I will strive to increase my net worth to two million dollars and retire by the age of 48 – Freedom 48. Come along and follow my journey on Facebook, Twitter, Pinterest or Google Plus.

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